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AML Monitoring

Open Questions

#Question
Q1Is address-level monitoring (without amounts) sufficient for AML?
Q2Real-time vs batch monitoring — what do regulators expect?
Q3What does the EMI need to know about each wallet? KYB at mint, KYC at on-ramp — enough?
Q4EMI interaction: What compliance checks must happen when users interact with EMI (mint, burn, on-ramp)? KYB vs KYC — who needs what, when?
Q5Periodic reporting: Are there mandatory periodic reporting requirements? What exactly must be reported, to whom, and how often?
Q6Network monitoring: Is there a regulatory requirement to monitor network activity on an address basis? If so, what scope and depth?
Q7Incidents: How do we notice incidents (suspicious activity, AML hits)? What are the notification, escalation, and reporting obligations?
Q8Audit reporting: What audit reporting is required — scope, frequency, attestation, and to whom?